The following terms and conditions govern your use of this website (www.nstates.com). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not agree to these Terms and Conditions, please discontinue using and accessing this site immediately.
NATIONAL STATES DOES NOT WARRANT THAT THIS WEBSITE WILL OPERATE ERROR-FREE OR THAT THIS WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS. Any information, services, materials, or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Any risk arising out of use or performance of the information, services, materials, or other items remains entirely with you. Under no circumstances will National States be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, or other items.
Your use of this website is at your own risk. You will not use this website in violation of any laws, including without limitation, those pertaining to the fraud and abuse or anti-kickback provisions of the federal Medicare and Medicaid laws. You agree that any information you provide through this website will be truthful and accurate.
National States does business in certain states in the United States of America. Home offices are located in St. Louis, Missouri unless otherwise indicated. The descriptions of products and services contained on the website are offered as a convenience and do not contain all of the terms, conditions, limitations and exclusions that may be applicable. Not all of the products or services described on this website are available in all areas of the United States and/or you may not be eligible for them. National States reserves the right to determine such eligibility as permitted by law.
National States does not endorse any third party websites not under the control or operation of National States. For your convenience, National States may provide links to other websites that National States does not maintain. National States is not responsible for anything contained on such websites and makes no warranties or representations about the contents, products or services offered on such sites. National States is not responsible for and makes no warranties or representations about the content, products or services offered on any websites that you may elect to use in connection with this website. National States encourages you to review the privacy practices of any website you visit.
To view National State's Privacy Policy, please visit our Notice of Privacy Policy.
This website does not intend to market any National States products or services to children under thirteen (13) years of age. National States does not knowingly gather or solicit data from children under thirteen (13) years of age through this website for marketing purposes. By using this website you represent that you are not under thirteen (13) years of age.
The National States e-mail system is a private e-mail system intended only for purposes authorized by National States. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at @NStates.com. National States reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.
Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.
The content of this site and of these "Terms and Conditions" are subject to change without prior notice. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continued use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.
These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of Missouri without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.